{"product_id":"trusts-iul-the-generational-wealth-blueprint","title":"Trusts + IUL — The Generational Wealth Blueprint","description":"\u003ch2\u003e🏛️ Build Wealth That Survives Generations\u003c\/h2\u003e\n\u003cp\u003eOld money families have used these tools for decades. Banks use them. Corporations use them. Now you can understand them too. This course combines two of the most powerful — and least understood — wealth preservation strategies: Trust Structures and Indexed Universal Life (IUL) Insurance.\u003c\/p\u003e\n\u003ch3\u003eWhat You'll Learn — Trusts:\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eWhy Trusts Beat Wills:\u003c\/strong\u003e Avoiding probate, maintaining privacy, incapacity protection\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRevocable vs. Irrevocable Trusts:\u003c\/strong\u003e Control vs. protection — understanding the tradeoff\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFamily Dynasty Trusts:\u003c\/strong\u003e Keeping wealth in the family across multiple generations\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFunding Your Trust:\u003c\/strong\u003e How to move real estate, bank accounts, and business assets into the trust\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eILIT (Irrevocable Life Insurance Trust):\u003c\/strong\u003e Remove life insurance from your taxable estate\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat You'll Learn — IUL:\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eIUL Explained:\u003c\/strong\u003e Floor protection (0% minimum), index-linked growth, death benefit\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOverfunding Strategy:\u003c\/strong\u003e Maximize cash value accumulation with minimum death benefit design\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePolicy Loans:\u003c\/strong\u003e Borrowing against your cash value tax-free to invest, buy real estate, or fund business\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe \"Infinite Banking\" Concept:\u003c\/strong\u003e Using IUL as your own private bank\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCritical Tax Rules:\u003c\/strong\u003e IRC 7702, the 7-pay test, MEC rules — what you MUST understand\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eThe Combined Strategy:\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eName your trust as IUL beneficiary for seamless, tax-efficient wealth transfer\u003c\/li\u003e\n\u003cli\u003eThe 4-Pillar Generational Wealth Framework\u003c\/li\u003e\n\u003cli\u003eImplementation Roadmap: Phase 1 (Foundation) → Phase 2 (Trust) → Phase 3 (IUL) → Phase 4 (Integration)\u003c\/li\u003e\n\u003cli\u003eQuestions to ask an IUL specialist to protect yourself from bad advice\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003ePresented by Rich Off Investments LLC | Marrero, Louisiana\u003c\/em\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003erichoffinvestmentsllc22@gmail.com | 504-358-4694\u003c\/em\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e⚠️ IMPORTANT DISCLAIMER: This course is strictly for educational purposes only. It does not constitute legal, tax, financial, or insurance advice. Always consult with a licensed estate planning attorney, licensed insurance professional, and CPA before implementing any strategies discussed.\u003c\/strong\u003e\u003c\/p\u003e","brand":"Invest In You Academy","offers":[{"title":"Full Course — Instant Digital Access","offer_id":49390477836440,"sku":"RIYLL-C8-TRUST","price":75.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0778\/8763\/5608\/files\/45F15894-3D77-43CF-A9D7-BE6AC17286BB_d6833186-088f-43cf-825e-042dcde05dcf.png?v=1783275455","url":"https:\/\/www.richoffinvestmentsllc.com\/products\/trusts-iul-the-generational-wealth-blueprint","provider":"INVEST IN YOURSELF ACADEMY","version":"1.0","type":"link"}