{"title":"Online Courses","description":"\u003cp\u003e\u003cstrong\u003eLevel up your financial game.\u003c\/strong\u003e Each course inside Invest In You Academy is built for real people who are ready to take control of their money, credit, and future — no fluff, no jargon, just clear steps that work.\u003c\/p\u003e\u003cp\u003eInstant digital access. Learn at your own pace.\u003c\/p\u003e","products":[{"product_id":"stock-market-basics-invest-in-you-academy","title":"Stock Market Basics — Invest In You Academy","description":"\u003ch2\u003eLearn the Stock Market the Right Way — From Scratch\u003c\/h2\u003e\u003cp\u003eIf you've ever looked at the stock market and felt like it wasn't built for you — this course changes that. \u003cstrong\u003eStock Market Basics\u003c\/strong\u003e breaks down everything you need to understand how to invest your money, grow wealth, and stop leaving money on the table.\u003c\/p\u003e\u003ch3\u003eWhat You'll Learn:\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eHow the stock market actually works — plain English, no textbook jargon\u003c\/li\u003e\n\u003cli\u003eThe difference between stocks, ETFs, and index funds and which is right for you\u003c\/li\u003e\n\u003cli\u003eHow to open and fund a brokerage account step by step\u003c\/li\u003e\n\u003cli\u003eCore investing strategies: buy-and-hold, dollar-cost averaging, growth vs. dividend investing\u003c\/li\u003e\n\u003cli\u003eHow to read a stock chart and spot opportunities\u003c\/li\u003e\n\u003cli\u003eHow to build a beginner portfolio with as little as $50\u003c\/li\u003e\n\u003cli\u003eUnderstanding risk, diversification, and how to protect your money\u003c\/li\u003e\n\u003cli\u003eCommon beginner mistakes and exactly how to avoid them\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWhat's Included:\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e📘 Full course curriculum (6 modules, 30+ lessons)\u003c\/li\u003e\n\u003cli\u003e📊 Stock research worksheet and portfolio tracker\u003c\/li\u003e\n\u003cli\u003e🎯 Glossary of key investing terms\u003c\/li\u003e\n\u003cli\u003e✅ Module quizzes to lock in your knowledge\u003c\/li\u003e\n\u003cli\u003e🔒 Lifetime access — learn at your own pace\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eThis is for you if:\u003c\/strong\u003e You're new to investing, have tried to learn before but got confused, or want to finally put your money to work instead of letting it sit in a savings account earning nothing.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eInvest In You Academy — Built for Real People. Real Results.\u003c\/em\u003e\u003c\/p\u003e","brand":"Invest In You Academy","offers":[{"title":"Full Course — Instant Digital Access","offer_id":49360919560344,"sku":"IIY-COURSE-001","price":47.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0778\/8763\/5608\/files\/C563224D-776D-4F29-A836-810CBA00B3CD.png?v=1782845683"},{"product_id":"credit-repair-mastery-invest-in-you-academy","title":"Credit Repair Mastery — Invest In You Academy","description":"\u003ch2\u003eTake Back Control of Your Credit — For Good\u003c\/h2\u003e\u003cp\u003eBad credit holds you back from everything — homes, cars, business loans, even jobs. \u003cstrong\u003eCredit Repair Mastery\u003c\/strong\u003e gives you the exact system to understand your credit, dispute errors, build your score, and keep it strong for life.\u003c\/p\u003e\u003ch3\u003eWhat You'll Learn:\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eHow credit scores are calculated (FICO breakdown — what actually matters)\u003c\/li\u003e\n\u003cli\u003eHow to get and read your free credit reports from all 3 bureaus\u003c\/li\u003e\n\u003cli\u003eHow to identify and dispute errors on your report — with real dispute letter templates\u003c\/li\u003e\n\u003cli\u003eThe fastest legal strategies to boost your score\u003c\/li\u003e\n\u003cli\u003eHow to handle collections, charge-offs, and late payments\u003c\/li\u003e\n\u003cli\u003eHow to build credit from scratch or rebuild after bankruptcy\u003c\/li\u003e\n\u003cli\u003eCredit card strategy: utilization, limits, and when to ask for increases\u003c\/li\u003e\n\u003cli\u003eHow to protect yourself from identity theft and fraud\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWhat's Included:\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e📘 Full course curriculum (5 modules, 25+ lessons)\u003c\/li\u003e\n\u003cli\u003e📝 Dispute letter templates (ready to send)\u003c\/li\u003e\n\u003cli\u003e📋 Credit audit checklist\u003c\/li\u003e\n\u003cli\u003e📈 Credit score tracker spreadsheet\u003c\/li\u003e\n\u003cli\u003e✅ Action plan for 30, 60, and 90-day milestones\u003c\/li\u003e\n\u003cli\u003e🔒 Lifetime access\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eThis is for you if:\u003c\/strong\u003e You want to buy a home, get a car, start a business, or simply stop being denied — and you're ready to take action right now.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eInvest In You Academy — Built for Real People. Real Results.\u003c\/em\u003e\u003c\/p\u003e","brand":"Invest In You Academy","offers":[{"title":"Full Course — Instant Digital Access","offer_id":49360919756952,"sku":"IIY-COURSE-002","price":47.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0778\/8763\/5608\/files\/4E40101A-39E6-4F82-98A4-C20BFF9923B1_0f15152a-a3ea-4935-a0f3-ad57f81f97fa.png?v=1782845781"},{"product_id":"tax-basics-for-entrepreneurs-invest-in-you-academy","title":"Tax Basics for Entrepreneurs — Invest In You Academy","description":"\u003ch2\u003eStop Overpaying Taxes — Start Keeping More of What You Earn\u003c\/h2\u003e\u003cp\u003eMost entrepreneurs overpay taxes because nobody taught them the rules. \u003cstrong\u003eTax Basics for Entrepreneurs\u003c\/strong\u003e is the course that changes that — covering everything you need to know to file smart, stay legal, and hold onto more of your money.\u003c\/p\u003e\u003ch3\u003eWhat You'll Learn:\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eThe difference between an employee and self-employed person — how taxes change\u003c\/li\u003e\n\u003cli\u003eHow to set up your business correctly (Sole Prop vs. LLC vs. S-Corp) for tax savings\u003c\/li\u003e\n\u003cli\u003eEvery deduction you're probably missing right now: home office, vehicle, phone, equipment\u003c\/li\u003e\n\u003cli\u003eHow quarterly estimated taxes work — and how to calculate what you owe\u003c\/li\u003e\n\u003cli\u003eWhat Schedule C is and how to fill it out correctly\u003c\/li\u003e\n\u003cli\u003eHow to keep books simple with free and low-cost tools\u003c\/li\u003e\n\u003cli\u003eWhat to do if you owe back taxes or get a letter from the IRS\u003c\/li\u003e\n\u003cli\u003eHow to find and work with a good accountant (and what to ask them)\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWhat's Included:\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e📘 Full course curriculum (6 modules, 28+ lessons)\u003c\/li\u003e\n\u003cli\u003e📊 Tax deduction tracker spreadsheet\u003c\/li\u003e\n\u003cli\u003e🧾 Quarterly tax calculator worksheet\u003c\/li\u003e\n\u003cli\u003e📋 Business expense categories cheat sheet\u003c\/li\u003e\n\u003cli\u003e✅ Year-end tax prep checklist\u003c\/li\u003e\n\u003cli\u003e🔒 Lifetime access\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eThis is for you if:\u003c\/strong\u003e You're self-employed, run a side hustle, own an LLC, or are thinking about starting a business and want to do it right from day one.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eInvest In You Academy — Built for Real People. Real Results.\u003c\/em\u003e\u003c\/p\u003e","brand":"Invest In You Academy","offers":[{"title":"Full Course — Instant Digital Access","offer_id":49360919953560,"sku":"IIY-COURSE-003","price":47.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0778\/8763\/5608\/files\/E46F6746-AF03-40EE-BDF7-924EDFC2C213.png?v=1782845812"},{"product_id":"real-estate-fundamentals-invest-in-you-academy","title":"Real Estate Fundamentals — Invest In You Academy","description":"\u003ch2\u003eBuild Wealth Through Real Estate — Starting Where You Are\u003c\/h2\u003e\u003cp\u003eReal estate is one of the fastest ways to build generational wealth — but most people think you need a lot of money to start. \u003cstrong\u003eReal Estate Fundamentals\u003c\/strong\u003e shows you how to get in the game, understand the market, and start building a real estate portfolio on your terms.\u003c\/p\u003e\u003ch3\u003eWhat You'll Learn:\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eHow real estate investing actually works — residential, commercial, rentals, flips\u003c\/li\u003e\n\u003cli\u003eHow to analyze a deal: ARV, cap rate, cash-on-cash return, NOI\u003c\/li\u003e\n\u003cli\u003eHow to buy your first investment property with little money down\u003c\/li\u003e\n\u003cli\u003eCreative financing strategies: seller financing, subject-to, house hacking, BRRRR method\u003c\/li\u003e\n\u003cli\u003eHow to find motivated sellers and off-market deals\u003c\/li\u003e\n\u003cli\u003eHow to evaluate neighborhoods and market trends\u003c\/li\u003e\n\u003cli\u003eProperty management basics — what to do (and not do) as a landlord\u003c\/li\u003e\n\u003cli\u003eHow to use an LLC to protect your real estate assets\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWhat's Included:\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e📘 Full course curriculum (7 modules, 35+ lessons)\u003c\/li\u003e\n\u003cli\u003e📊 Deal analyzer spreadsheet (plug in numbers and see instant ROI)\u003c\/li\u003e\n\u003cli\u003e🏘️ Property checklist for evaluating a potential purchase\u003c\/li\u003e\n\u003cli\u003e📋 Real estate glossary — 50+ key terms explained\u003c\/li\u003e\n\u003cli\u003e✅ First deal action plan\u003c\/li\u003e\n\u003cli\u003e🔒 Lifetime access\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eThis is for you if:\u003c\/strong\u003e You want to own property, build passive income, or stop renting and start building equity — and you need a clear, step-by-step roadmap to get there.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eInvest In You Academy — Built for Real People. Real Results.\u003c\/em\u003e\u003c\/p\u003e","brand":"Invest In You Academy","offers":[{"title":"Full Course — Instant Digital Access","offer_id":49360920150168,"sku":"IIY-COURSE-004","price":47.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0778\/8763\/5608\/files\/5FE4213D-FB9F-42FF-ADAE-B828AF1EEBDA.png?v=1782845852"}],"url":"https:\/\/www.richoffinvestmentsllc.com\/collections\/online-courses.oembed","provider":"INVEST IN YOURSELF ACADEMY","version":"1.0","type":"link"}